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STEFFEN SCHMIDT
In the total population, the percentage of people living in their own home or apartment building is 44.3%, as shown by the Federal Statistical Office (FSO) in its latest list for 2018.
Among low-income groups with household incomes below 70% of the median, 28% can still afford to buy their home. For those with high incomes with a family income above 150% of the median, it is 57.5%.
When it comes to home ownership, the income brackets are therefore relatively close to each other: 28 percent of the poorest, 46 percent of the “middle” and 58 percent of the richest live within their own four walls. A “gradual polarization of income brackets” has not been demonstrable since 1998, writes the FSO.
Any damage to the type of apartment must be accepted especially by low-income people. 15.7 percent of them don’t have enough space. Among the highest incomes, only 0.8% (high income) and just under 5% (lower center) lack space.
Rents that are too high – over 40 percent of disposable income – are particularly affected by the poor: 38 percent know the problem against 1.6 percent of high incomes.
In the middle class there is a lower cut: in the upper average (income 100-150% of the median) only 3.6% live above their financial means, while in the lower average (70-100% of the median income) nearly one in ten pays more than they could actually afford.
According to the FSO statistics, the average income group includes, for example, singles with a gross income of CHF 3910 to CHF 8379, couples with a gross family income of CHF 5865 to 12 5568 and couples with 2 children earning from CHF 8211 to CHF 17,595 gross per month characteristic.
When it comes to quality of life, individual income groups are again closer together. 13.6 per cent of the poor, 10.1 per cent of the inferiors and 9.1 per cent of the upper class complain of humidity and mold. But even in the affluent segment of the population, 6.2 percent of the population suffers from damp and moldy homes.
“As can be seen from the analyzes, the housing situation differs considerably in part according to the housing status and the main regions,” writes the FSO. “For the people of eastern and central Switzerland, the housing situation is generally advantageous, contrary to those of the Lake Geneva region (and the trend for Ticino, as far as possible).”
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