In 30 years, I only made 15,000 yuan, a monthly contribution to Tracing Capital, but the return was low. ｜ Gong Cheng | Investment

I tried the one-year monthly contribution to Tracker Fund (02800) and Link (00823), but I feel there is a monthly eclipse of the management fee, the dividend payment is not excessive and the management fee is added. There seems to be only There is no entry, so I sell it.

I don’t think it’s best to ignore stocks and try to save money, but I think it’s the bank that only saves money and wealth doesn’t increase in value. Also, I don’t want to worry about money every day, which will affect my mood every day.

I want to ask you:

1. How can we get financial freedom first? How to buy Tracker Fund?
2. The point is that after a few years someone buys a few shares, they can add tens of thousands of mosquitoes every month.
3. After I finished reading your article, I heard that there are some shares that need to be held for a long time, so I bought them with two hands, but I want to ask you which combination should I buy?
4. Should Link Real Estate be considered a stock with steadily growing dividends?
5. What is the monthly payment for BYD (01211)? I plan to make a monthly payment of 1,000
   I have a very poor understanding. I have a lot of problems with many articles. Hope you can take some time to help me, thank you!

Written by: Gong Cheng ｜ Photo: unsplash

I see you have a lot of financial questions. In fact, you should first increase your knowledge. Watch: “Millionaires born in the 1980s”, “Stocks Victory” and “Financial Freedom”. You will have a lot of earnings. Before investing, you need to improve your knowledge!

I have had a hard time in the past, I started out as a $ 8,000 wild manpower, my first goal is to accumulate $ 1 million in 5 years, because I know the poor get poorer and the rich get richer. Hard work is good and I need to get my first million dollars asap.

Luckily I have been able to do it for the past 4 and a half years, but in the last few years I have worked an average of 6 and a half days a week, but in return my wealth can automatically grow.

Young people should invest in value-added stocks

When we accumulate vital wealth, we will use the “appreciate first, then cash flow” method. Young people should invest in more value-added assets, while older people should invest in more conservative projects, because the wealth of young people The system is not trained, the burden is less and the tolerable risk is greater, so it will focus on value first added.

For example, investing in stocks with more potential early on will increase wealth faster. When the appreciation reaches a certain amount, wealth can be assigned to stocks with stable appreciation and then gradually turn into stocks after aging or accumulated considerable wealth. Interest-bearing securities.

First do the three “right” things

So, you should do three things now.

First, it increases knowledge.

Secondly, increase your income. That’s $ 15,000 in labor as usual.

Third, you can invest using monthly payments or your investment, in short, not just saving money.

Further reading: HSBC’s long-term quality still exists and is expected to pay dividends in the future ｜ Gong Cheng

Extended Reading: What should I do when I retired at age 69 and sold a condo to build a new wealth portfolio? ｜ Gong Cheng

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