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List only the working period, average wage and working hours
Premiums paid in the meantime cannot be confirmed.
Have received 4 or more unemployment benefits in the past 3 years
In August this year, 4600 people reached
“A safety device must be prepared before expanding occupational insurance”
It has been estimated that 4,600 people have received unemployment benefits more than four times in the previous three years up to August this year. Among them, there was a case of paying only 25,000 won in insurance premiums for six months and receiving unemployment benefits in excess of 1.5 million won per month. It was found that this was due to the fact that the insurance premium paid when applying for unemployment benefit after unemployment was not confirmed and was recognized as a full-time worker (8 hours a day) due to a blind spot institutional. It is emphasized that institutional loopholes together with the moral hazard of some beneficiaries are encouraging the repeated disbursement of unemployment benefits.
According to the “ Repetitive application and application for unemployment benefits ” submitted by the Ministry of Employment and Labor on the 13th to a member of the Ministry of Employment and Labor, 27,395 people received unemployment benefits three or more times in the three previous years until August of this year. 4,519 people received 4 times and 8 people received 5 times. The labor insurance system is a system that provides unemployment benefits (60% of the average wage) for at least 120 days if workers pay insurance premiums for 180 days (including weekly leave) and then involuntarily change jobs. The daily lower limit is 6120 won and the upper limit is 66,000 won. Arithmetically, you can receive up to 5 times in 3 years.
The total premium paid by the eight people who received unemployment benefits five times in the past three years was 1,110,000 won (0.65 to 0.8% of the monthly salary). The average number of days unemployment benefits were received over the same period was 281 days and the amount received was 131.3 million won. On the contrary, it means that they worked for two years and a month for three years and received unemployment benefits for the remaining 11 months. This means they paid an average of 1.89 million won per person and took 16.43 million won.
Among them, when he received his second dole in 2018, Mr. A paid an insurance premium of approximately 25,000 won for 6 months and received 15.2 million won for 28 days. Mr. A reported that he worked from October 26, 2017 to April 26, 2018, respecting the 180 days (including weekly leave) of unemployment benefit. However, the fact that the premium is around 4000 won per month (0.65% of the salary at the time in 2018) means that the average monthly salary is around 600,000 won. The 28-day unemployment benefit received 1.25 million won is the amount that can be received for an average of 8 hours a day. The fact that he worked an average of 8 hours a day 6 days a week and received around 600,000 won increases the possibility that he did not actually work beyond the minimum wage law. When A was unemployed, he took a total of 90 days off and received 4.5 million won in unemployment benefit. The premium paid was only 50,000 won.
The reason why it is possible to receive unemployment benefits repeatedly is because there is a problem in the turnover confirmation process when applying for unemployment benefit. Only the working period, the average wage and the prescribed daily working hours are entered in the job change confirmation form and the paid premium is not confirmed separately. In the case of Mr. A, there is a possibility that the average salary was entered incorrectly at the time of the application or was not properly verified at the employment center. A Labor Ministry official said: “It appears that the problem was caused by the fact that the insurance premiums paid during the tenure were not only confirmed with the confirmation of the job change.”
An official of an economic organization said: “For those who receive unemployment benefits by deliberately repeating their turnover and unemployment, the labor insurance system is a kind of high-profit financial product.” It should be done, “he said.
Reporter Baek Seung-hyun [email protected]
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