He said he would come if the price of the house went down … The 30-year-old flat was also over 600 million.



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Apartment prices have gone up as jeonse prices, Node river and Jungnang-gu rising
“Soaring” in apartment sales on the outskirts of Seoul
Apartments over 20 years old, from 500 million to 600 million
Small and medium-sized apartment lines exceed 500 million won … “Even the loan is difficult”

Sanggye Hyundai 3rd apartment in Sanggye-dong, Nowon-gu.  The sale of less than 500 million won has disappeared.  / Photos = Reporter Kiwoon Kim, Hankyung.com

Sanggye Hyundai 3rd apartment in Sanggye-dong, Nowon-gu. The sale of less than 500 million won has disappeared. / Photos = Reporter Kiwoon Kim, Hankyung.com

“Apartments that have been rated as cheap have recently been priced at up to 700 million won. People who want to buy here too due to the jeonse crisis have virtually nowhere to go.” (A certified broker in Myeonmok-dong)
The spike in jeonse prices is driving house prices up. In addition to the Node River (Nowon Dobong, Gangbuk), the representative residential area of ​​Seoul’s common people, the prices of old apartments in remote areas such as Jungnang-gu also exceed 500 million won. Even apartments over 20 years old, which rarely went up, were enacted with the rental law and took an elevated train. The buying trend is increasing due to the sense of crisis that there is nowhere to go rather than the expectation that the price of the house will rise. As more and more people try to buy even relatively inexpensive apartments, he complains that “there is no place for ordinary people’s lives”.

Sales of 30-year-old apartments exceed 600 million won

Real estate agents from Myeonmok-dong, Jungnang-gu, Seoul, who visited on December 14, said, “The old apartment is now over 600 million won.” The companies explained that the apartments that had traded between 400 million and 500 million won as of last June have recently traded well over 500 million won.

Broker from A-certified brokerage office in Myeonmok-dong, who visited that day, introduced that the 82m2 Yongma Hanshin’s first apartment built in 1990 was sold for 575 million won. The real estate agent said: “These properties were trading at a level from the mid-KRW 400 million to the KRW 500 million level until earlier this year, but are now trading at a level close to 600 million won. “. He explained.

Second week of November (starting from the 9th) weekly price trend of apartments nationwide / Data = provided by the Korea Appraisal Board

Second week of November (starting from the 9th) weekly apartment price trend across the country / Data = provided by the Korea Appraisal Board

Since the government’s new lease law was enacted, leased sales in Seoul have plummeted and the price of leased leases is also rising. For this reason, end users who say “I prefer to buy a house” start buying low to medium priced apartments in the suburbs, increasing the selling price of these apartments. Outdated apartments, which had relatively little purchase, also increased by over 100 million won in just a few months.

Looking at the trend in weekly apartment prices in the second week of November (from 9), Seoul apartment sales increased overall by 0.02%. Among these, the increase in apartment prices in the outskirts of Seoul, where the lower-middle-range complexes are clustered, was large. In Jungnang-gu, apartment prices increased from 0.03% to 0.04% in one week. It is an analysis that some low- and medium-priced complexes in Myeonmok-dong have led to the increase in the selling prices of apartments in Jungnang-gu. Furthermore, Gangbuk-gu (0.04%) and Nowon-gu (0.03%) showed price increases mainly due to the low cost complexes.

Surrounding real estate agents say the demand for real residence is mostly rather than gap investment. He said there were times when he hesitated to organize my home and turned to higher house prices. A certified brokerage firm said: “Earlier this year, if you had brought just a 50 million won deposit, you could have seen the house and signed a contract right away,” but said, “The people returning. if the price of the apartment went down further they could not say anything now “.

Yongma Hanshin's second apartment in Myeonmok-dong, Jungnang-gu, Seoul / Photos = Kim Ki-woon, Hankyung.com reporter

Yongma Hanshin’s second apartment in Myeonmok-dong, Jungnang-gu, Seoul / Photos = Kim Ki-woon, Hankyung.com reporter

Myeonmok-dong Authorized Brokerage Office B said: “As the building is aging, there are so many people asking about the interior. Most of the people live in this area, so there are a lot of people asking. interior information, he said.

He said he would come if the price of the apartment dropped more … ‘Regret Maxim’

The vibe is the same in Nowon-gu, where low to mid-priced apartment complexes are crowded. C Authorized Brokerage Office in Sanggye-dong, Nowon-gu, said, “In five months, there are only small items that have increased by 50 million won and less than 500 million won.” People who have thought about it now don’t know where to go, “he stressed. In fact, the third Sanggye Hyundai apartment, built in 1999, had an exclusive area of ​​84 square meters last month, for 620 million won. plans in June is close to 100 million won, which was higher than 530 million won.

“The house price of 500 million won” is the upper limit of the loan product for the government house purchase. Only homes with 500 million won or less can receive a springboard loan or a springboard loan for a honeymoon. It is said that it is now difficult to borrow the power of loans as house prices rise in the Seoul suburbs.

Three-dimensional loans can be requested for up to 200 million won with an annual income of 60 million won or less (for the first time in life, 70 million won for newlyweds, etc.) and for the homeless with a net worth of 391 million or less and 500 million won or less. The stepping stone is a product that a newlywed couple with an annual income of 70 million won or less can claim up to 220 million won when buying a house with 500 million won or less for the first time in their life. You can borrow up to 70% of the LTV at interest rates as low as 1 to 2% per year.

Among real estate brokers in the sector, this trend is expected to continue as long as the jeonse market is not stabilized. An accredited brokerage office in Sanggye-dong said: “Due to the application of the Lease Act, once a rented property has been entered, it takes some time for the property to move out, so I think the current situation will continue. for the moment.”

Kim Ki-woon, Hankyung.com reporter [email protected]

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